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Immediate Payment Charitable Gift Annuity Rates

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Glossary

The charts below list payout rates for 1-life and 2-life immediate payment charitable gift annuities. Deferred payment gift annuity rates are dependent on the age(s) of the beneficiary(ies) and the length of the deferral period. Contact us for further information and for deferred gift annuity rates.

Immediate payment 1-life annuity rates before and after June 30, 2008

Age	Rate until June 30, 2008	Rate after June 30, 2008	Age	Rate until June 30, 2008	Rate after June 30, 2008	Age	Rate until June 30, 2008	Rate after June 30, 2008
50	5.3	5.1	65	6.0	5.7	80	8.0	7.6
51	5.4	5.2	66	6.1	5.8	81	8.3	7.8
52	5.4	5.2	67	6.2	5.9	82	8.5	8.0
53	5.5	5.2	68	6.3	6.0	83	8.8	8.3
54	5.5	5.2	69	6.4	6.0	84	9.2	8.6
55	5.5	5.3	70	6.5	6.1	85	9.5	8.9
56	5.6	5.3	71	6.6	6.2	86	9.9	9.2
57	5.6	5.4	72	6.7	6.3	87	10.2	9.5
58	5.7	5.4	73	6.8	6.5	88	10.6	9.8
59	5.7	5.4	74	6.9	6.6	89	11.0	10.1
60	5.7	5.5	75	7.1	6.7	90	11.3	10.5
61	5.8	5.5	76	7.2	6.9	91	11.3	10.5
62	5.9	5.6	77	7.4	7.0	92	11.3	10.5
63	5.9	5.6	78	7.6	7.2	93	11.3	10.5
64	6.0	5.7	79	7.8	7.4	94	11.3	10.5
						95+	11.3	10.5

Immediate payment 2-life annuity rates until June 30, 2008 (see below for rates after June 30)

Younger	Older	Rate	Younger	Older	Rate	Younger	Older	Rate
50	50+	4.7	75	78-79	6.5	83	93-94	8.3
51	51+	4.8	75	80-82	6.6	83	95+	8.4
52	52+	4.9	75	83-85	6.7	84	84	7.6
53	53+	4.9	75	86-88	6.8	84	85	7.8
54	54+	5.0	75	89+	6.9	84	86	7.9
55	55+	5.0	76	76	6.4	84	87	8.0
56	56-57	5.1	76	77-78	6.5	84	88-89	8.1
56	58+	5.2	76	79-80	6.6	84	90	8.2
57	57-58	5.2	76	81-82	6.7	84	91	8.3
57	59+	5.3	76	83-84	6.8	84	92	8.4
58	58-63	5.3	76	85-87	6.9	84	93-94	8.5
58	64+	5.4	76	88+	7.0	84	95+	8.6
59	59-61	5.4	77	77	6.5	85	85	7.9
59	62+	5.5	77	78-79	6.6	85	86	8.0
60	60	5.4	77	80	6.7	85	87	8.1
60	61+	5.5	77	81-82	6.8	85	88	8.2
61	61-65	5.5	77	83-84	6.9	85	89	8.3
61	66+	5.6	77	85-87	7.0	85	90	8.4
62	62-64	5.5	77	88-90	7.1	85	91	8.5
62	65-70	5.6	77	91+	7.2	85	92	8.6
62	71+	5.7	78	78-79	6.7	85	93-94	8.7
63	63	5.5	78	80-81	6.8	85	95+	8.8
63	64-68	5.6	78	82	6.9	86	86	8.1
63	69+	5.7	78	83-84	7.0	86	87	8.2
64	64-66	5.6	78	85-86	7.1	86	88	8.4
64	67-72	5.7	78	87-89	7.2	86	89	8.5
64	73+	5.8	78	90-92	7.3	86	90	8.6
65	65	5.6	78	93+	7.4	86	91	8.7
65	66-70	5.7	79	79	6.8	86	92	8.8
65	71+	5.8	79	80-81	6.9	86	93	8.9
66	66-68	5.7	79	82	7.0	86	94	9.0
66	69-73	5.8	79	83-84	7.1	86	95+	9.1
66	74+	5.9	79	85-86	7.2	87	87	8.4
67	67	5.7	79	87-88	7.3	87	88	8.5
67	68-71	5.8	79	89-90	7.4	87	89	8.6
67	72-76	5.9	79	91-93	7.5	87	90	8.8
67	77+	6.0	79	94+	7.6	87	91	8.9
68	68-70	5.8	80	80	6.9	87	92	9.0
68	71-74	5.9	80	81	7.0	87	93	9.1
68	75-78	6.0	80	82	7.1	87	94	9.2
68	79+	6.1	80	83-84	7.2	87	95+	9.3
69	69	5.8	80	85	7.3	88	88	8.7
69	70-72	5.9	80	86-87	7.4	88	89	8.8
69	73-76	6.0	80	88-89	7.5	88	90	8.9
69	77-80	6.1	80	90-91	7.6	88	91	9.1
69	81+	6.2	80	92-94	7.7	88	92	9.2
70	70-71	5.9	80	95+	7.8	88	93	9.3
70	72-74	6.0	81	81	7.1	88	94	9.4
70	75-77	6.1	81	82-83	7.2	88	95+	9.5
70	78-82	6.2	81	84	7.3	89	89	9.0
70	83+	6.3	81	85	7.4	89	90	9.1
71	71-73	6.0	81	86-87	7.5	89	91	9.3
71	74-76	6.1	81	88	7.6	89	92	9.4
71	77-79	6.2	81	89-90	7.7	89	93	9.5
71	80-83	6.3	81	91-92	7.8	89	94	9.7
71	84+	6.4	81	93-94	7.9	89	95+	9.8
72	72	6.0	81	95+	8.0	90	90	9.3
72	73-74	6.1	82	82-83	7.3	90	91	9.5
72	75-77	6.2	82	84	7.4	90	92	9.6
72	78-80	6.3	82	85	7.5	90	93	9.8
72	81-84	6.4	82	86	7.6	90	94	9.9
72	85+	6.5	82	87	7.7	90	95+	10.1
73	73	6.1	82	88-89	7.8	91	91	9.6
73	74-75	6.2	82	90	7.9	91	92	9.8
73	76-78	6.3	82	91-92	8.0	91	93	10.0
73	79-81	6.4	82	93-94	8.1	91	94	10.1
73	82-84	6.5	82	95+	8.2	91	95+	10.3
73	85+	6.6	83	83	7.4	92	92	10.0
74	74	6.2	83	84	7.5	92	93	10.2
74	75-76	6.3	83	85	7.6	92	94	10.4
74	77-79	6.4	83	86	7.7	92	95+	10.6
74	80-81	6.5	83	87	7.8	93	93	10.4
74	82-84	6.6	83	88	7.9	93	94	10.6
74	85+	6.7	83	89	8.0	93	95+	10.8
75	75	6.3	83	90-91	8.1	94	94	10.8
75	76-77	6.4	83	92	8.2	94	95+	11.0
xx			xx			95+	95+	11.1

Immediate payment 2-life annuity rates after June 30, 2008

Younger	Older	Rate	Younger	Older	Rate	Younger	Older	Rate
50	50+	4.4	76	76-77	6.1	84	89-90	7.7
51	51+	4.4	76	78-79	6.2	84	91	7.8
52	52+	4.5	76	80-81	6.3	84	92	7.9
53	53+	4.6	76	82-83	6.4	84	93-94	8.0
54	54+	4.7	76	84-86	6.5	84	95+	8.1
55	55+	4.7	76	87-90	6.6	85	85	7.4
56	56+	4.8	76	91+	6.7	85	86	7.5
57	57-58	4.9	77	77	6.2	85	87	7.6
57	59-60	5.0	77	78-79	6.3	85	88	7.7
57	61-62	5.1	77	80-81	6.4	85	89	7.8
57	63+	5.2	77	82-84	6.5	85	90	7.9
58	58	5.0	77	85-86	6.6	85	91	8.0
58	59-60	5.1	77	87-89	6.7	85	92	8.1
58	61+	5.2	77	90+	6.8	85	93-94	8.2
59	59	5.1	78	78	6.3	85	95+	8.3
59	60+	5.2	78	79-80	6.4	86	86	7.6
60	60-64	5.2	78	81-82	6.5	86	87	7.8
60	65+	5.3	78	83-84	6.6	86	88	7.9
61	61-62	5.2	78	85-86	6.7	86	89	8.0
61	63+	5.3	78	87-88	6.8	86	90	8.1
62	62-67	5.3	78	89-92	6.9	86	91	8.2
62	68+	5.4	78	93+	7.0	86	92-93	8.3
63	63-66	5.3	79	79	6.4	86	94	8.4
63	67+	5.4	79	80	6.5	86	95+	8.5
64	64-65	5.3	79	81-82	6.6	87	87	7.9
64	66-70	5.4	79	83-84	6.7	87	88	8.0
64	71+	5.5	79	85-86	6.8	87	89	8.1
65	65-68	5.4	79	87-88	6.9	87	90	8.2
65	69+	5.5	79	89-90	7.0	87	91	8.3
66	66-67	5.4	79	91-94	7.1	87	92	8.4
66	68-72	5.5	79	95+	7.2	87	93	8.5
66	73+	5.6	80	80-81	6.6	87	94	8.6
67	67-70	5.5	80	82	6.7	87	95+	8.7
67	71-75	5.6	80	83-84	6.8	88	88	8.1
67	76+	5.7	80	85-86	6.9	88	89	8.3
68	68-69	5.5	80	87	7.0	88	90	8.4
68	70-73	5.6	80	88-89	7.1	88	91	8.5
68	74-78	5.7	80	90-92	7.2	88	92	8.6
68	79+	5.8	80	93+	7.3	88	93	8.8
69	69-72	5.6	81	81	6.7	88	94	8.9
69	73-75	5.7	81	82	6.8	88	95+	9.0
69	76+	5.8	81	83-84	6.9	89	89	8.4
70	70	5.6	81	85	7.0	89	90	8.6
70	71-74	5.7	81	86-87	7.1	89	91	8.7
70	75-78	5.8	81	88-89	7.2	89	92	8.8
70	79+	5.9	81	90-91	7.3	89	93	9.0
71	71-72	5.7	81	92-93	7.4	89	94	9.1
71	73-76	5.8	81	94+	7.5	89	95+	9.2
71	77-79	5.9	82	82-83	6.9	90	90	8.7
71	80+	6.0	82	84	7.0	90	91	8.9
72	72-74	5.8	82	85	7.1	90	92	9.0
72	75-77	5.9	82	86-87	7.2	90	93	9.2
72	78-81	6.0	82	88	7.3	90	94	9.3
72	82+	6.1	82	89-90	7.4	90	95+	9.4
73	73	5.8	82	91	7.5	91	91	9.0
73	74-76	5.9	82	92-94	7.6	91	92	9.2
73	77-78	6.0	82	95+	7.7	91	93	9.4
73	79-82	6.1	83	83	7.0	91	94	9.5
73	83-86	6.2	83	84	7.1	91	95+	9.7
73	87+	6.3	83	85	7.2	92	92	9.4
74	74	5.9	83	86	7.3	92	93	9.6
74	75-77	6.0	83	87-88	7.4	92	94	9.7
74	78-80	6.1	83	89	7.5	92	95+	9.9
74	81-82	6.2	83	90	7.6	93	93	9.8
74	83-86	6.3	83	91-92	7.7	93	94	10.0
74	87+	6.4	83	93-94	7.8	93	95+	10.1
75	75-76	6.0	83	95+	7.9	94	94+	10.2
75	77-78	6.1	84	84	7.2	95+	95+	10.3
75	79-80	6.2	84	85	7.3
75	81-83	6.3	84	86	7.4
75	84-86	6.4	84	87	7.5
75	87+	6.5	84	88	7.6

This web page does not provide legal or financial advice, nor is it a comprehensive review of the topic. You should consult your legal and financial advisers and Clarkson University before making or planning your gift.